What is a living annuity?
A living annuity is a retirement income investment that allows you to choose how your money is invested and how much income you draw, while keeping your savings invested.
Your income and investment remain fully in your control. You can:
- Choose how much income to draw each year (between 2.5% and 17.5% as per regulation).
- Adjust your income once a year to suit your lifestyle needs.
- Select the underlying funds that match your goals and risk appetite.
- Leave the remaining investment to your beneficiaries.
The Fairtree Living Annuity offers flexibility, long-term growth potential, and the ability to structure your retirement income in a way that works for you.
BENEFITS
What can you use a living annuity for?
Product details
When you retire from a pension, provident or retirement annuity fund, you can transfer your savings into a living annuity. From here, you decide:
- How much income to draw each year
- Which funds your money is invested in
- How to balance growth and income stability
Fund list
You can choose from a wide range of funds to build your living annuity portfolio. Each fund has its own investment objective, time horizon and level of risk.
COLLABORATING
Start a Fairtree Living Annuity
If you are considering starting a living annuity and would like more information or guidance, please contact our Client Services team. We will guide you through each step of the onboarding process and help you set up your account to begin your investment journey.
Alternatively, you can start an investment using our online Invest Now journey.
